Blog Posts: Patrick T. VanderJeugdt

Patrick T. VanderJeugdt

The Effect of Filing for Bankruptcy on Foreclosure

Over the past few months the Foreclosure Project team here at the Poverty Center has been collecting data on residential foreclosures that started during 2012 in Durham County, NC. Now as the summer season is drawing to a close, we wanted to analyze them to see if filing for bankruptcy affected the foreclosure process.

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Posted by Patrick T. VanderJeugdt on Mon. August 18, 2014 3:51 PM
Categories: Student Research

USPS as Alternative to Payday Lenders?

The Office of the Inspector General of the USPS released a white page report in January detailing a plan to offer new non-bank financial products and services in post office branches across the country. The report states that, among other reasons, offering these products and services in post office branches will provide affordable access for many Americans whose only other alternatives are expensive payday lenders and check-cashing services. These underserved Americans commonly live in zip codes where banks have closed branches, often because such branches are unprofitable.

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Posted by Patrick T. VanderJeugdt on Mon. June 30, 2014 3:53 PM
Categories: Student Research

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